Note To Consumer: If you are currently struggling
with debt you are advised to obtain expert financial guidance. Taking
out a short-term loan will not solve your long term debt problems.
Short-term loans are governed by local laws and regulations, which
borrowers are encouraged to review before proceeding.
APR Disclosure: The Annual Percentage Rate (APR) is
the interest rate charged by the lender, based on the amount loaned,
cost and duration of the payday loans Las Vegas, number of repayments, and timing of
repayments. This rate and other terms will be presented to you in a loan
agreement prior to signing the contract, as per federal law. The
maximum APR that lenders can charge for loans varies from state to
state. On average the rate will fall between 200% and 1386% for cash
advance loans, and 6.63% to 225% for installment loans. Some states have
no regulations regarding APRs and therefore the lender can charge any
rate they desire. A lender reserves the right to change their APR at any
time, within state regulations.
Material Disclosure: The operator of this website
does not provide loans themselves, nor do they act as a broker or agent
for any other loan broker or lender. Rather they function as a referral
service, advertising loan products from a network of qualified lenders.
These lenders commonly offer cash advance loans of amounts between $100
and $1,000, and installment loans of up to $5,000. The amounts offered
are subject to change and there is no guarantee that you will be
referred to one of these lenders or approved for a loan. Our service and
the lenders in our network do not offer or solicit for loans that are
illegal under any state laws and regulations. Our service does not
constitute a solicitation for any particular loan and we are not
offering to lend to you ourselves. Our service is entirely free and we
do not endorse any particular loan product or service. Lenders may
compensate us for advertising their loan products only. This service and
offer is void where prohibited. As an advertising and referral service,
we are not responsible for the actions, terms and policies of the
lenders in the network and have no control over their assessment of
applications and loan terms offered. We do not have any access or
control over your loan's interest rates, fees, repayments, non-payment
repercussions, or other terms. Therefore you are advised to contact the
individual lender if you have any queries regarding your loan. By using
our loan request form you agree that your personal information will be
shared with one or more lenders from our network. You are under no
obligation to use our service, nor complete a loan application or accept
a loan from any lender contacted through the service. The time it takes
to receive your loan after signing an agreement may vary from lender to
lender. The terms of repayment may be subject to local laws and
regulations. You may be required to fax documentation as part of the
lender application process. To learn more about our service and the loan
products offered by lenders in the network, you are advised to read our
FAQs. These pages do not constitute legal advice. By using our service
you are subject to the site's Terms of Use and Privacy Policy.
Exclusions: Due to state laws and regulations
residents of West Virginia, Arkansas, Vermont and New York are not
permitted to use our service or website. Furthermore not all short-term
and small-dollar loans are legally available in all states. We reserve
the right to change the states serviced by this website without notice.
Credit Implications: No credit decisions are carried
out by our service or website. Credit checks may be carried out by an
independent lender from our network if you have been referred to them,
which may include reports from credit bureaus or alternative providers.
This may be used to assess your current credit standing or capacity, and
overall credit worthiness as deemed by the lender. By submitting your
information via our loan request form you accept that such checks will
take place and agree to allow lenders to verify your personal details.
Taking out a short-term loan will not solve your long term debt
problems, and all loans provided by the lenders in our network are
intended to be repaid over a short period of time. It is wise to obtain
professional guidance regarding your current financial situation, and
the risks involved with short-term loans. If you cannot realistically
repay the loan at the time of your next pay period, then you should seek
a smaller amount or not use this service. Missing payments or failing
to repay loans at all, may result in added fees and interest, and
collection proceedings by the lender to try and recover the debt.
Policies regarding loan renewals and collections vary from lender to
lender, so make sure to read their full terms before committing to a
loan.